since early last year, foreign exchange loan ratio is always high. According to a recent Central Bank data released in late February, financial institutions, foreign currency loan balance is $ 468.5 billion, an increase of 17.8%; foreign currency depositnce of $ 228.6 billion, an increase of 4.5%. In this calculation, by the end of February of foreign currency loans ratio to reach 205%, and 206% in late January.
with the Renminbi credit fully tightened and a move towards foreign exchange loans, coupled with the RMB's appreciation, commercial banks ' foreign exchange loans introductions; but at the same time, foreign exchange loans also have larger range contraction and a certain degree of "price".
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while in the foreign exchange loan ' favor, foreign exchange deposits are being "tight". The large State-owned Bank International Business Department admits: "less foreign currency deposits, companies are willing to hold foreign exchange deposits, but receive the immediate settlement of foreign currency into RMB, so as to reduce the risk of devaluation. "These heads further noted that," bank foreign currency loans and deposits does not match the term serious has already occurred. Large amounts of foreign currency deposits exists in current form, while foreign currency loans have medium-and long-term needs.
"according to an analysis of State Advisory articles synthesize"
